Insurance is vital for many People

Most people who take out a loan need some sort of protection if an unexpected event happens, like the loss of a job, sickness or accident etc. The likely outcome is that there is a financial burden placed upon them.

No protection can be the cause of:

• Credit Rating Suffers, because the loan repayments are not met
• Holiday and sick pay saved, disappears quickly
• Any Savings are eaten away, as the bills mount up

Insurance Products assist in maintaining your financial position and credit rating

What is Comprehensive Insurance?

Comprehensive Insurance is required by law when a vehicle is taken as security on a loan. If the vehicle is involved in an accident, Comprehensive Insurance will pay for the cost of repairs.

If the vehicle is written off in an accident or stolen, comprehensive insurance will cover the amount you are insured for in the policy, regardless of whether the accident was your fault or not.

Comprehensive Insurance Quote

What is Loan Insurance or Loan Protection Insurance (LPI)?

Loan Protection Insurance is a term that covers 4 areas of insurance in a policy:

• Life Insurance - If you pass away the loan is paid out
• Involuntary Unemployment Insurance - The loan repayments are paid for a period of time
• Sickness and Disability Insurance - The loan repayments are paid while you can't work
• Trauma Insurance - Lump sum payment is made if you suffer a long term illness like cancer, or have a stroke.

Loan Protection Insurance

What are the different types of Warranty options?

There are basically 2 types of warrant options covering 2 types of situations.

• A Warranty that is a Discretionary Risk product purchased at the time you purchase the vehicle
• A Warranty that is a Discretionary Risk product purchased after you purchase the vehicle
• A Warranty that is an Insurance product purchased at the time you purchase the vehicle
• A Warranty that is an Insurance product purchased after you purchase the vehicle

Warranty Products

What is involved when protecting your home with Insurance?

If you have a mortgage you must have House and Land Insurance, and Contents Insurance. The following are questions you should be asking:

• How much do I insure my house and contents for?
• Are all insurance companies the same?
• Who are good insurance companies and why?
• What is Home and Contents Insurance going to cost me?

Home & Contents Insurance